Scenario tax planning for owner-led clients

KellyO

Give clients a clear planning story before the spreadsheet takes over: strategies, estimated impact, caveats, and next steps in one guided workspace.

Try a real planning slice, then see what full access adds.

32: Planning modules
3: Scenario views
1: Advisor story

Public calculator slice

The same calculator surface, simplified.

This public slice uses the core quarterly tax engine. Full access adds saved clients, scenario comparison, reviewer notes, and report-ready caveats.

Start here / fast estimate

Core quarterly tax engine

Change the assumptions and review the live estimate. This is a review build, not tax advice.

Full workspace

Core planning slice

Income to AGI, QBI, deductions, taxable income, federal before credits, state estimate, and quarterly installment.

Filing status State W-2 wages K-1 income LTCG / qualified dividends Retirement contribution SALT paid

Source: Core quarterly tax engine and 2026 planning parameters. This is a public review slice, not tax advice.

Core outputs

AGI $0

QBI deduction $0

Taxable income $0

Federal before credits $0

State tax $0

Combined tax $0

Quarterly installment $0

Federal marginal rate 0.0%

For CPAs, EAs, tax strategists, and advisory firms

Focus Planning estimates, not tax filing

Built for Professionals serving high-income owner clients

Planning workspace

Guided planning instead of spreadsheet wrangling.

KellyO organizes client facts, strategy choices, and estimate outputs in one advisor-led workflow, so every scenario has clear assumptions and next steps.

Advisor flow

Turn complex planning into clean decisions.

Capture assumptions once in a client profile.
Apply strategies as named scenario modules.
Show tax before, tax after, and quarter-by-quarter due dates.
Export a client-ready report with caveats and method notes.

Modules

Start with the strategies advisors use most.

KellyO brings high-value advisory moves into one workspace, with enough structure to compare options and enough context to keep the conversation practical.

S corp election

Reasonable salary, distributions, payroll tax savings, and compliance costs.

Retirement plans

Solo 401(k), SEP, SIMPLE, defined benefit, and payroll deferral coordination.

PTET and SALT

Pass-through entity tax, SALT cap impact, and state-specific planning limits.

Real estate stack

Cost segregation, accelerated depreciation, passive loss treatment, and EBL checks.

Owner reimbursements

Augusta Rule, accountable plan, home office, and family management strategy inputs.

Client report

Plain-English summary of savings, quarterly payments, caveats, and next actions.

Workspace preview

What full access starts to unlock.

After the public slice, the protected workspace shows the same client through multiple planning views, with caveats and quarterly estimates kept together.

Client scenario

Owner-led services business

Draft estimate

Combined tax $184,200

Tax saved $0

Q3 estimate $46,050

Starting point with projected W-2, K-1, Schedule C income, state tax, and equal quarterly installments.

Full workspace

From teaser math to advisor review.

The public slice is intentionally simple. The protected workspace is where the same client profile can support saved scenarios, deeper assumptions, and professional review.

Private evaluation

See whether KellyO fits your planning practice.

Start with a protected workspace for scenario planning, assumptions, quarterly estimates, and advisor-ready reports.

Trial access is meant for professionals who want to evaluate the workflow before using it with live client planning.

1-week trial

Explore the protected planning workspace.

Request trial access, sign in as a client, and review how KellyO turns planning assumptions into side-by-side scenarios.

Request trial access

Starter

$49/mo

For solo advisors testing quarterly estimates and focused strategy modules.

Apply for Starter

Practice

$199/mo

For practices that need saved clients, scenario comparisons, and report-ready outputs.

Apply for Practice

Firm

$699+/mo

For firms that want team seats, review workflows, and custom reporting templates.

Plan firm access